FInvesTree Blog

  Silver: 2025 Outlook and Beyond Silver has entered 2025 with a promising setup, driven by a strong mix of industrial demand, tightening supply dynamics, and favorable macroeconomic trends. After a relatively slow start compared to gold, silver’s performance is now expected to accelerate in the second half of 2025, fueled by an improving industrial outlook, particularly in green technologies such as solar energy and electric vehicles. Current spot prices hover around $29–30 per ounce, reflecting an 11% rise year-to-date. Furthermore, the gold-to-silver ratio has expanded to above 100 — historically considered very high — suggesting silver remains significantly undervalued relative to gold. The supply-demand balance is firmly tilted in favour of higher silver prices. According to the Silver Institute, the global silver market will record a substantial deficit of 149 million ounces in 2025. While total silver supply is forecasted to rise by a modest 3%, this increase is insufficie...

US Treasury Yields: A Decade of Shifts and the Road Ahead in 2025 Over the last decade, U.S. Treasury yields have reflected the complex interaction between monetary policy, inflation expectations, geopolitical tensions, and investor sentiment. Through post-crisis troughs to inflation-fueled spikes, the yield curve has responded to shifting economic fundamentals and policy changes. In 2025, bond yields continue to be high, with the 10-year Treasury yield around 4.7%, reflecting investors' concerns regarding entrenched inflation, geopolitical tensions, and fiscal uncertainty. During the mid-2010s, yields were held back by global economic uncertainty and the Federal Reserve's dovish policy. Following the 2008 financial crisis and the Eurozone debt crisis, global growth was sluggish. Nations such as China showed signs of slowing down, while commodity prices collapsed. Even though the Fed discontinued its third round of quantitative easing in 2014, it increased interest rates only o...

Why Quality Investing Deserves a Place in Every Portfolio In an increasingly unpredictable global economy, quality is not just a preference—it’s a necessity. Whether in products we buy or services we use, quality is synonymous with trust, consistency, and long-term value. The same logic applies to investing. A focus on quality stocks —companies with strong fundamentals and the ability to navigate economic cycles—has emerged as a resilient strategy that balances growth with risk management. Quality investing refers to the selection of companies that exhibit robust financial health, including high return on equity (ROE), low debt, consistent earnings, and strong free cash flows. These companies typically enjoy a sustainable competitive advantage (or moat), prudent capital allocation, and responsible corporate governance. They tend to operate in industries with high barriers to entry and command customer loyalty, allowing them to weather economic storms and deliver long-term shareholder...

  Gold prices in India are experiencing a significant surge as investors react to a combination of festive demand and global market factors. In Delhi, the price of 24K gold jumped by ₹510, reaching ₹78,050 per 10 grams. Similarly, 22K gold increased by ₹470, now priced at ₹71,560 per 10 grams. The upcoming Dhanteras and Diwali festivals are driving strong consumer demand, as gold purchases are considered auspicious during this time of year. Globally, gold is trading near all-time highs, supported by uncertainties surrounding the U.S. elections and expectations of interest rate cuts from major central banks. As of Thursday, October 17, spot gold rose by 0.3% to $2,682.14 per ounce, while U.S. gold futures gained 0.2% to $2,697.40. This follows a high of $2,685.16 per ounce reached on Wednesday, October 16, just short of the previous record of $2,685.42 per ounce set on September 26. Gold's appeal as a safe-haven asset is further strengthened by the current geopolitical climate. Anal...

 Do's and Don'ts for investing / trading in securities market DOs 1. You may consult with a SEBI registered Investment Advisor for your investment needs in securities market. 2. Invest in a scheme/product depending upon your investment objective and risk appetite. 3. Insist on a valid contract note/ confirmation memo for trades done within 24 hours of the transaction. Keep track of your portfolio in your demat account on a regular basis. 4. Read all the documents carefully before signing them. 5. You should carefully note all the charges/ fees/ brokerage that are applicable on your accounts and keep a record of the same. 6. Keep a record of documents signed, account statements, contract notes received and payments made. 7. Periodically review your financial needs / goals and review the portfolio to ensure that the same are possible to achieve. 8. Always pay for your transactions using banking channel, i.e. no dealing in cash. 9. Always keep your information updated. Inform your...

What are Securities and Securities Market? A) Equity Shares or commonly called as shares, represent a share of ownership in a company. An investor who invests in shares of a company is called a shareholder, and is entitled to receive all corporate benefits, like dividends, out of the profits of the company. The investor is also entitled to receive the right to cast a vote with regard to the decision making process of the company at General meeting of the company. B) Debt Securities represent money that is borrowed by the company / institution from an investor and must be repaid to the investor. Debt securities are also called as debentures or bonds. An investor who invests in debt securities is entitled to receive payment of interest/coupons and repayment of principal (i.e. the money invested). Debt Securities are issued for a fixed term, at the end of which the securities can be redeemed by the issuer of securities. Debt securities can be secured (backed by collateral) or unsecure...